Transactional Funding

Our transactional funding loan allows real estate investors to purchase properties—significantly below the property’s fair market value—then immediately resell the property to another real estate investor, for a significant gain.

Typically, our transactional funding loans have a loan term of seven days or less, and we will finance the entire purchase price of the property—as long as the property is acquired at 70%, or less,  of the property’s appraised value.

Underwriting is heavily weighted on the property’s appraised value and the property’s resell price.

Two purchase and sale agreements (“PSA”) are required. The purchase and sale agreement for the initial acquisition of the property and the purchase and sale agreement for the subsequent resell of the property.

Investors typically use transactional funding when the contract is non-assignable or when the investor does not want to disclose their expected profit to the initial seller of the property, or the subsequent buyer.

No personal income verification is required.

RFH Capital Partners is a direct lender that only lends to legal entities. We do not rely on financial institutions for funding and can usually close a loan in 14 days.